Troy, MI · Lending Nationwide

Home financing at the speed of life.

Purchases, refinances, HELOCs, and commercial loans — handled fast, priced sharp, and explained in plain English. No runaround, no jargon.

Estimate my payment → Talk to a specialist
28States licensed*
4Loan programs
1 hrPre-approval target
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Luxury home financed with Zoom Mortgage ★ Your next address

Today's Sample Rates

Illustrative
30-Yr Fixed6.49%
15-Yr Fixed5.75%
FHA 30-Yr6.10%
VA 30-Yr6.05%

Rates shown are illustrative samples for layout purposes only — not an offer or rate lock. Your actual rate depends on credit, loan amount, LTV, and property. Contact us for a personalized quote.

ConventionalFHAVAJumboHELOCCash-Out RefiCommercialDSCRConventionalFHAVAJumboHELOCCash-Out RefiCommercialDSCR
What we do

Four ways to get you
where you're going.

Every loan is structured around your numbers, not a template. Here's where most clients start.

01

Purchase

Buying your first place or your forever home? Get pre-approved fast and shop with confidence and competitive rates.

Get pre-approved →
02

Refinance

Lower your payment, drop mortgage insurance, or shorten your term. We'll run the breakeven math before you commit.

See if it's worth it →
03

Home Equity (HELOC)

Tap the value you've built for renovations, debt consolidation, or big moves — flexible borrowing, only pay for what you use.

Unlock your equity →
04

Commercial

Purchase or refinance commercial property in all 50 states — multifamily, mixed-use, retail, office, and DSCR investor loans.

Finance your property →
Run the numbers

What would it actually cost?

Move the sliders. This estimates your monthly principal, interest, taxes, and insurance — instantly.

Estimated monthly payment
$2,210/mo
Principal & Interest$1,768
Property Tax$350
Insurance$125
Est. PMI$0
Loan amount$280,000
Lock in my real rate →
How it works

From hello to keys,
without the headache.

01

Apply

A quick conversation and a short application. We figure out exactly what you qualify for.

02

Get approved

We shop our lender network for your best terms and get you a pre-approval — fast.

03

Lock & process

Lock your rate, submit documents once, and we drive the file to clear-to-close.

04

Close

Sign, fund, and get your keys. We're with you the whole way and after.

Why Zoom

A broker in your corner,
not a call center.

Genuinely fast

As a broker, we move at the speed you need — pre-approvals in about an hour, not a week of phone tag.

Shopped for you

We compare dozens of lenders so you don't have to. One application, your best available terms.

Plain English

No surprise fees, no fine-print games. You'll understand every number before you sign anything.

Where we lend

Licensed coast to coast.

Zoom Mortgage originates loans across the country. Hover the map or search your state to see if we can help where you are.

Active in 28 states nationwide
Licensed Not yet available

* Licensing varies by state and loan type and is subject to change. State availability shown here is for general information only — confirm current licenses anytime at the NMLS Consumer Access website.

Careers

Build your career at Zoom.

We give loan officers, marketers, and processors the lender access, tools, and support to do their best work. Tell us about yourself and attach your resume below.

  • Move fastBroker model means more products and sharper pricing for your clients.
  • Lend nationwideLicensed to originate across all 50 states.
  • Real supportProcessing and marketing handled, so you can focus on closing.

Submit your resume

Pick a role, share your details, and upload your resume. We review every application.

I'm applying for

By submitting, you consent to Zoom Mortgage LLC contacting you about employment opportunities.

✓

Application received!

Thanks for your interest in joining Zoom Mortgage. Our team will review your resume and reach out if there's a fit.

FAQ

Mortgage questions, answered.

Straight answers to what borrowers ask us most. Still curious? Give us a call.

A mortgage broker like Zoom Mortgage shops your loan across many lenders to find competitive terms, instead of offering a single bank's products. You complete one application and we compare options on your behalf, often with more flexibility and better pricing than any one institution.

In many cases we can issue a pre-approval the same day, often within about an hour of receiving your information. A pre-approval shows sellers you're a serious buyer and lets you shop with confidence.

It depends on the loan program. Conventional loans can start as low as 3% down, FHA loans at 3.5%, and VA loans may allow 0% down for eligible borrowers. Putting 20% down lets you avoid private mortgage insurance (PMI), but it is not required.

Many programs accept scores starting in the low 600s, and some government-backed loans go lower. A higher score generally earns a better rate. If your credit needs work, we'll outline exactly what to improve before you apply.

A HELOC is a revolving line of credit secured by your home's equity that you draw from as needed, leaving your existing mortgage in place. A cash-out refinance replaces your current mortgage with a larger one and gives you the difference in cash. We'll run the math on both so you can compare.

Zoom Mortgage is licensed to originate loans in 28 states. Use the coverage map on this page to check your state, or contact us directly. Licensing changes over time and we are always expanding.

Get started

Let's get you a number
you can build on.

Office
901 Tower Dr, Suite 195
Troy, MI 48098
Hours
Mon–Fri 9am–6pm
Evenings & weekends by appointment

No spam, no obligation. We'll reach out within one business day.

✓

Got it — talk soon!

Thanks for reaching out. A Zoom Mortgage specialist will contact you within one business day.

SMS Text Messaging Program

Zoom Mortgage LLC operates an SMS text messaging program for customers who request information about mortgage products and services. The full program terms are below.

How to opt in

To opt in, visit https://zoommortgagellc.com, go to the "Get Started" contact form, enter your name, email, and mobile phone number, then check the optional SMS consent checkbox and click "Request my quote." The consent checkbox is unchecked by default, and consent is not a condition of purchase. Job applicants may opt in the same way through the careers form.

Message frequency

Message frequency varies based on your interactions with us.

Cost

Standard message and data rates may apply, according to your mobile carrier plan.

How to opt out (STOP)

Reply STOP to any message at any time to unsubscribe. You will receive a one-time confirmation and no further messages. Reply START to opt in again.

How to get help (HELP)

Reply HELP to any message, call (586) 864-3905, or email zadmin@zoommortgage.com.

Message types

Messages may include mortgage inquiry responses, loan application updates, customer care, appointment reminders, and promotional or marketing offers. Carriers are not liable for delayed or undelivered messages.

Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Full details: Privacy Policy  ·  SMS Terms & Conditions